Morris Plan was one of the original “Morris Plans”.  This refers to a banking system that emerged early in the 20th century. It was the brainchild of Virginia attorney Arthur J. Morris, who wanted to help people of low- to moderate-income get loans.

Borrowers were asked to provide proof of earnings from a steady job and two character references. As traditional banks became lenders, primarily through credit cards, Morris Plan banks slowly disappeared but Morris Plan believes in those traditions and continues to help people get the loans they need.

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